FAFSA简化

什么是金融服务管理局身份证? 

An FSA ID is a username and password that students and contributors use to access federal student aid websites, 比如助学金.政府. 

谁需要FSA ID，它的用途是什么? 

所有学生和贡献者必须创建一个FSA ID，如果他们是: 

• 填写 Free Application for Federal 学生 Aid (FAFSA®)形式 
• 你的签名 主本票 (或然数) 
• 应用ing for repayment plans 
• Completing loan counseling 
• 使用 Public Service Loan Forgiveness 帮助 Tool 

How do I create an FSA ID? 

To create an FSA ID, go to 学生Aid.政府 然后点击"创建FSA ID." You will need to provide: 

• 社会安全号码 (SSN) or Individual Taxpayer Identification Number (ITIN) 
• 全名 
• 出生日期 
• 电子邮件地址 
• 手机号码 

You will also need to create a memorable username and password and complete challenge questions and answers to retrieve your account information if you forget it. 

When should I create an FSA ID? 

You can create an FSA ID at any time, but it is recommended that you create it at least a week or two before you start filling out the FAFSA form. 这 will give you time to verify your FSA ID and make sure that it is working properly. 

What if I need help creating an FSA ID? 

这 Federal 学生 Aid video can help create a step-by-step FSA ID.  

什么是两步验证，为什么我必须为我的助学金设置它.政府账户? 

两步验证是一个安全功能，有助于保护你的学生援助.政府帐户免受欺诈. When you enable two-step verification, you will be required to enter a code from your mobile phone in addition to your username and password when you log in to your account. 

Does each contributor need a unique phone number or email for multi-factor authentication? 

是的. Each contributor must have a unique phone number or email for multi-factor authentication. 

父母双方都需要创建一个FSA ID还是像以前一样只需要一个? 

这 depends on the family's situation. 例如, 如果学生的父母已经结婚，他们要分别纳税, both parents will need to make an FSA ID. 

如果学生和家长已经有了FSA ID，会有什么影响? 

没有一个. Just ensure they are verified and ready to use when the FAFSA 2024-25 opens sometime in December 2023. 

谁是FAFSA 2024-25的贡献者? 

A contributor is anyone required to provide consent and approval for obtaining federal tax information needed to complete a student's FAFSA. If applicable, it may include: 

• 学生 
• 学生的配偶
• Biological or adopted parent 
• Parent's spouse (stepparent) 

Who are not contributors? 

• 爷爷奶奶 
• 养父母 
• 法定监护人 
• 兄弟姐妹 
• 阿姨或叔叔 

How are contributors determined? 

The student's or parent's answers to certain questions on the FAFSA form will determine which contributors (if any) will be required to provide information. 

What do contributors need to provide? 

• 名字 
• 出生日期 
• 社会安全号码 
• 电子邮件地址 
• Personal and financial information 

What steps do contributors need to follow? 

1. 收到一封通知您已被确认为贡献者的电子邮件. 
2. 创建助学基金.政府账户 if you don't already have one. 
3. 使用FSA ID帐户的用户名和密码登录您的帐户.
4. 检查关于完成FAFSA表格部分的信息. 
5. 在学生的FAFSA表格上提供所需的信息. 

如果我是一个贡献者，不想提供我的信息怎么办? 

作为一个贡献者并不意味着经济责任. 然而, 如果被要求的贡献者拒绝提供他们的信息, it will result in an incomplete FAFSA form, 该学生将没有资格获得联邦学生援助. 

In cases where biological parents are not married, who should provide information on the FAFSA? 

• 提供最多经济支持的父母应该完成学业.  
• If one parent pays child support, that parent should complete the FAFSA if the child support amounts to more than half of the student's support.  
• 如果受供养学生的父母未婚同居, 父母双方都需要作为贡献者填写FAFSA. 
• 如果提供最多经济支持的父母再婚了, 父母和继父母的收入应该在FAFSA上, 即使他们在申请的纳税年度还没有结婚.   

Why do I need to provide consent?  

未来法案 requires all contributors on the FAFSA to provide consent to share their tax information with the IRS. 这 consent is necessary for the Department of Education to request federal tax information from the IRS and to use that information in the federal student aid application process. 

What happens if I don't provide consent?  

如果你, 作为一名学生, 或配偶或父母, don't provide consent on the FAFSA, 你将没有资格获得任何联邦援助. 

What happens after someone provides consent, or Federal Taxes Information (FTI) Approval, 关于2024-25年FAFSA? 

Providing consent allows the Department of Education to use your name and social security number to match with the IRS so the IRS may share your tax information with the Department of Education to determine a student's eligibility for federal student aid. 

Do I still need to provide consent if I had a low income and was not required to file taxes or even if I had zero wages?  

每个贡献者仍然需要在FAFSA上提供同意, 这样国税局就可以向联邦学生援助(FSA)确认你, 你的父母, or spouse didn't file taxes. 

如果贡献者提供了同意，但没有在应用程序上签名会发生什么?  

从2024-25年开始，所有各方必须在网上完成FAFSA申请. If a signature is missing, the parent or the contributor that needs to complete their section and/or sign the application must obtain an FSA ID and get into the application and complete their section.  

学生还能使用IRS数据检索工具(DRT)吗??  

No. 从FAFSA 2024-25开始，DRT将不复存在. Federal 学生 Aid (FSA) will now directly transfer Federal Tax Information (FTI) from the IRS into the FAFSA form as long as you have provided FSA with the consent to do so. 

Will non-custodial parents be contributors if they have not claimed the child on their taxes?  

是的. Starting with the Simplified FAFSA, students will determine which parent to report based on which one provides the most financial support. The reported parents will provide consent to transfer their taxes data even if they do not claim the student on their taxes. 

If parents who are remarried provide more financial support to the child than a biological parent, 继父母必须提供他们的税务资料吗?  

是的. 如果提供更多经济支持的父母再婚了, 需要继父或继母的税务信息. 

What if my parent or stepparent does not want to provide their tax information for my FAFSA?  

We cannot provide tax advice, but our Federal Aid Counselors can offer to talk directly with the parent or stepparent to explain why the Department of Education requires their information. 

我的父母或我可以在FAFSA上自行申报收入吗?  

是的, but you still need to provide consent. 我们建议您选择FAFSA，提供您的IRS税收收入. 如果你r situation has changed from the required tax year, please contact our office to 要求上诉.  

如果我的收入很低，不需要报税怎么办?  

学生 whose parents were not required to file a federal income tax return will automatically receive a SAI of -1500. 

为什么FAFSA 2024-25上的资产不同?  

Starting 2024–25 award year, some financial information previously considered income or previously excluded from asset reporting will be required as assets instead. 这些包括: 

• Annual amount of child support received. 
• 所有企业的净值，无论规模大小或员工人数. 
• Net worth of farm including the value of a family farm (family primary's residence is still excluded). 这 includes the fair market value of land, 建筑, 牲畜, 未收获的农作物, and machinery actively used in investment farms or agricultural or commercial activities, minus any debts help against those assets. 
• 供独立学生使用, education savings accounts will only be counted as parental assets if the account is designated for the student.